Bereavement Support Payment – BSP Benefit, Eligibility, How to claim?

Bereavement STo helps you with financial concerns, you could be eligible to apply for Bereavement Support Payment if your spouse passed away and you have a child or children. To receive the full amount of Bereavement Support Payment, your claim must be made within 3 months after the death. 

Bereavement Support Payment

You may be eligible to receive financial assistance in the form of a Bereavement Support Payment (BSP) if your spouse or partner passes away. If your spouse, spouse, or partner passes away, you may be eligible to receive financial assistance in the form of a Bereavement Support Payment. 

You could hear other terms used to refer to this payment, like:  

  • Bereavement Allowance (previously Widow’s Pension) 
  • Widowed Parent’s Allowance 
  • Bereavement Payment. 

The Bereavement Support Payment took the role of these comparable bereavement benefits in 2017. If you were living together with your children and were not married at the time of their death, you could also be eligible to receive this money. 

Bereavement Support Payment Amount

To get the first payment, your claim must be made within a year following the death of your spouse. You will only be paid every month if you file a claim after this date. 

A £3,500 one-time, tax-free lump sum bereavement payment if the applicant was receiving Child Benefit; if not, the payout is £2,500.

If you were married:

  • Depending on your situation, you may get Bereavement Support Payment at a basic rate or a higher one.

Standard rate:

  • Should you be childless, you will receive: 
  • A one-off payment of £2,500 during the first month 
  • A monthly payment of £100 for 18 months. 

Higher rate:

  • If you are pregnant at the time of death or if you are eligible for Child Benefit and have children under the age of 20, you may get the higher rate. What you’ll get is: 
  • A one-off payment of £3,500 during the first month
  • A monthly payment of £350 for 18 months following the death.

If you were pregnant or cohabitated with children but weren’t married:

What you’ll get is:

  • A one-off payment of £3,500
  • A monthly payment of £350 for 18 months following the death.

Depending on when your spouse passed away, the amount of money you get could vary. To collect the first payment, you have to file a claim within a year following the death of your spouse. You’ll only get compensation every month if you file a claim after this date.

How to claim Bereavement Support Payment?

There are several methods for obtaining BSP. Applying for Bereavement Support Payment is a straightforward process:

  • The form, known as BSP1, can be downloaded from the UK government website or obtained from a local Jobcentre Plus office. 
  • Apply online at GOV.UK (this is a trial service, thus it only supports a minimal number of daily applications) or obtain a claim form from GOV.UK and apply by mail. 
  • Dial 0800 151 2012 to reach the Bereavement Service hotline. 
  • The form requires details about the deceased, the claimant, and any dependent children. It is essential to have the death certificate and National Insurance numbers for both the deceased and the claimant.
  • The completed form can be sent by post to the address provided on the form. Alternatively, claimants can apply over the phone by calling the Bereavement Service helpline.
  • To request a form be sent to you, get in touch with your local Jobcentre Plus. 

Who is eligible for Bereavement Support Payment?

Bereavement Support Payment is available to you if:

You were married when your companion passed away, and:

  • The death of your spouse occurred on or after April 6, 2017, you were not yet eligible for state pension, your spouse made National Insurance Contributions for a minimum of 25 weeks in a single tax year beginning in 1975, or their death resulted from an illness or accident at work. You could still be eligible to file a claim if they were unable to work due to their condition.  
  • At the time of the death, you were residing in the UK (or another nation that offers bereavement payments). 

You were not married when your spouse passed away, and:

  • You were pregnant or had a child and were receiving Child Benefit at the time of their death, if applicable. 
  • When they passed away on August 30, 2018, you were not yet of retirement age, having lost a loved one on or after April 6, 2017. 
  • During 1975, your spouse either paid National Insurance Contributions for a minimum of 25 weeks in a single tax year, or they passed away due to a work-related illness or accident. You could still be eligible to file a claim if they were unable to work due to their condition.  
  • At the time of the death, you were residing in the UK (or another nation that offers bereavement payments).

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