Old Navy Credit Card

OLD Navy Cards are one of the popular cards to use among the costumes of Gap, Banana Republic, and Athleta. People interested or speculating about applying for the Old Navy credit cards must read the article, as today, we will cover everything you wish to know about this store version of the card from Barclays.

Barclays Bank replaced Synchrony Bank and became the issuer of Old Navy Credit cards in 2022. Since then, Barclays issued the Mastercard and retail store card versions of the Old Navy Credit cards under the Gap Inc. branded cards.

The Old Navy Credit card is part of the family of four popular brands Gap, Old Navy, Banana Republic, and Athleta with Banana Republic Factory and Gap Republic Factory. Gap and Only are famous for their everyday wear, Athleta is famous for workout wear and gear, whereas Banana Republic offers business casuals and luxurious materials.

The Old Navy credit card MasterCard offers awesome rewards & deals and exciting bonuses for the cardholders to save their pockets as well as early access to exciting deals.

The cards lead to great savings for cardholders who are loyal customers of popular brands Gap, Athleta, and Banana Republic.

Exciting Perks and Rewards of Old Navy Credit Card

The Only Credit Cards rewards and perks are categorized based on your annual spending, the readers can see the following conditions:

Core who spend less than $500 annually on the family brands.
Enthusiasts who annually spend between $500 – $999 become Cardmembers.
Icon batch when you have earned 5000 points and have an annual spend of $1000+ across the family brands.

Let’s discuss the exciting perks and rewards you will unlock with the Old Navy Credit Card:

Rewards:
When the Old Navy Credit cardholder shops at any of the family brand stores, they earn 5 points for every $1 spent through the card across any brand, which is five times the points you earn with an Old Navy reward card. This is exclusively for Cardmembers.
The cardholder must use the points in the same calendar year to enjoy the benefits.
The cardholder would receive $1 for every 100 points for their next purchase at any brand store.
But remember you can only use the points at the family brands.
Special Perks of Old Navy Credit Cards:

Shopping over $50 or more at any family brands and their sister brands via Old Navy cards would offer fast shipping without adding extra shipping costs.
The cardmembers are not liable to pay the annual fee of the Old Navy Credit Card.
The core members & Cardmembers can donate their rewards to the good cause.
The core members and cardmembers would receive exclusive offers while shopping from any of the family brands.
The Cardmembers would get early access to sales and exclusive deals.

Bonuses under Old Navy Credit Cards

The cardholders enjoy some awesome bonuses on Old Navy Credit Cards, let’s discuss them:

Signup Bonus: The new Card members get 20% off for 4 days when they use the Old Navy Credit Card for the very first time.
Quarterly Bonus: The Enthusiast and Icon cardholders have quarterly bonuses of 250 points and 500 points, respectively.
Family Band Bonus for Enthusiasts and Icon Card members unlock extra points when they shop at more than one family brand.
All the members would receive a birthday bonus on their birthday to celebrate their birthday with some delight.

Interest Rate and Charges for Old Navy Credit Cards

Though the card offers many benefits and bonuses, the interest rates are quite high. So, you must look into the interest rate before you make your decision to go with Old Navy Credit Card:

APR for purchases	29.99%
APR for cash advances	29.99% when you use Mastercard

The 29.99% APR is high seeing the average APR for credit cards is around 23%. So, you must call the credit card company, negotiate about the APR, and ask for a lower rate.

Requirements apply for the Old Navy Credit card

If you wish to acquire the Old Navy Credit Card, your credit score must exceed 700 for approval. When you apply for the Old Navy Credit Card it may take 7-10 business days to get the approval and finally receive the credit card.

Important Tip: You must apply online for the Old Navy Card as it is easy and will be instantly approved when you are qualified for the Old Navy Credit Card.

Old Navy Credit Card will be profitable for the frequent and loyal customers of Old Navy, Gap, Banana Republic, and Athleta as you can utilize the full benefits efficiently and save your pockets.

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Old Navy Credit Card – Exciting Perks, Rewards, Bonus, How to apply?