SSDI Payment Schedule 2024: Check the payout date for April!

The second, third, and fourth Wednesdays of the month are usually when Social Security Disability Insurance (SSDI) benefits are paid. The SSDI Payment Schedule 2024 is often determined by your date of birth. 

SSDI Payment Schedule 2024

Your birth date determines which days of the month the Social Security Administration (SSA) pays retirement payments, survivor benefits, and disability benefits.  Based on your birth date, these are the days of the month you can receive your payments. In 2024, the SSA will pay SSDI benefits according to this schedule.

Month Birth dates on 1st-10th   Birthdays on 11th-20th Birthdays on 21st-31st
April   4/10   4/17 4/24
May 5/8 5/15   5/22
June 6/12   6/18   6/26
July  7/10   7/17 7/24
August 8/14  8/21   8/28
September  9/11 9/18 9/25
October  10/9   10/16     10/23
November 11/13 11/20 11/27
December 12/11  12/18 12/24

The SSDI payments for 2024 will be made on the same day of the month as the payments for 2023. For instance, your payments will continue to arrive on the third Wednesday of the month until 2024 if they were received on that day in 2023.

Changes in SSDI Benefit Amounts

Approximately 11% of all Social Security claimants in the US are workers, or over 7.4 million workers, who are receiving SSDI as of this writing.

SSDI Payment Schedule

Benefits from SSDI are comparable to retirement benefits since they are funded by payroll taxes that are allocated to certain Social Security trust funds. Eligibility and benefit levels are also closely linked to the worker’s past earnings. 

The average monthly SSDI payment levels for disabled persons will increase by $48 as of 2024 due to the COLA.

If you get SSDI, your monthly benefit will begin at $1,537 in 2023, since the average amount is $1,489 at that time.  The Social Security Administration will raise their payments from $2,636 to $2,720 as a result. 

New SSDI Income Limits

Because SSDI payments are directly tied to an individual’s incapacity to work, all claimants are subject to a stringent income restriction. 

This implies that a person will no longer be eligible if they surpass the threshold for “substantial gainful activity.” This threshold is adjusted annually using the Social Security Administration’s National Average Salary Index. 

SSDI recipients may work and earn up to $1,550 per month in 2024 (up from $1,470 in 2023) without risking their benefits. For beneficiaries who are blind, the maximum is greater. This means that they may earn $2,590 a month, an increase of $130. 

The Social Security Administration’s work incentives, which encourage SSDI claimants to obtain employment, function in a similar manner. The trial work term is one of the most popular employment incentives. 

It lets beneficiaries review their employment capability for nine months without compromising eligibility. This time, beneficiaries will get full benefits regardless of salary. Earning a particular amount will restrict your trial work duration. This amount was $1,050 in 2023 and will be $1,110 in 2024.

SSDI Payment 2024 Eligibility

For an applicant to be eligible for Social Security payments, they must fulfill the following requirements.  

  • Work history: You must have accrued enough work credits of 40, ideally with 20 coming in within the last ten years. Younger workers could be eligible with fewer credits.
  • Disability: Have several conditions that are expected to last at least a year or cause death. The situation needs to restrict your capacity to work significantly.
  • Recent hobby: Working in positions that exclude Social Security nowadays to strengthen their program case
  • Application manner: Need to fill out an application with supporting documentation. Applicants must go through the Social Security Administration (SSA) screening and approval process.

What to do if your disability payment is Late or Missing

With a few notable exceptions, Social Security payments are usually paid electronically via direct deposit to a bank account or a Direct Express Debit Mastercard. 

First, get in touch with your bank if your disability payment is missing or arriving late. The bank may be having delays that are influencing your payments. Call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or get in touch with your local Social Security office if your bank is operating normally. 

If you are among the few who still get checks on paper, you should wait to take any action for three business days after the check is normally sent. Get in touch with the Social Security Administration for a review and replacement if you don’t have it before then.

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